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Mail, Telephone or Internet Orders via Web site and/or Shopping Cart
The fastest-growing segment of credit card use today is in “card-not-present" transactions in which a customer makes his or her purchase by mail order or telephone order (MOTO), by facsimile, or via the Internet instead of being physically present at the merchant's location.
If you want to process credit cards for Internet, telephone, or mail order transactions, you'll need a special merchant account specifically designed for that purpose. Because you never take physical possession of a credit card so that you can swipe it through a magnetic strip reader, both Visa and Mastercard use different criteria for evaluating risk and have different fee structures for card-not-present transactions.
AMS can help you easily establish such a merchant account and the entire process will take just minutes of your time and you'll be up and running in a matter of days.
The following pages are setup in a specific order to help you put together the right combination of credit card processing software or terminal equipment, and the services that best meet your needs.
When you reach the end of this process, you'll be ready to complete our online application, or to speak with an authorized AMS sales consultant.
If you meet our liberal approval guidelines, your application can be approved quickly and simply. In most cases, we can tell you in minutes if your application will be approved, and can complete the entire process in a matter of days.
Definitions
Payment Gateway
A system of technologies and processes that allow merchants to electronically submit payment transactions to the payment processing networks (i.e., the Credit Card Interchange and the ACH Network). Payment gateways also provide merchants with transaction management, reporting, and billing services.
Internet Protocol (IP)
A method of transmitting information and communications between computer systems and networks via the Internet. Payment gateways use IP to send information to payment processing networks.
Virtual Terminal
A Merchant Interface tool for manually keying in and submitting transactions through an internet payment gateway. Authorize.Net is the leading IP-based payment processing platform
Merchants’ choice:
- Secure platform for transaction processing
- Most widespread third party support
- Free support!
- Virtual Terminal or “Real Time” with a shopping cart.
Standard Gateway Features:
- Merchant Interface
- Online reporting/Transaction history
- Help guides
- Integration specs
- Billing details
- News updates
- Automatic upgrades
- AVS & card code filters
- Test mode
Virtual Terminal / Batch Upload
- MOTO & retail transactions
Multiple Integration Methods
- Over 200 shopping carts & software companies
Add-On Features:
- eCheck.Net
- Automated Recurring Billing (ARB)
- Fraud Detection Suite (FDS)
eCheck.Net
- Enables customers to pay directly from a personal or corporate bank account
- Merchants are able to reach more customers & increase sales
- Ideal for service providers, recurring payments, & ongoing customer relationships
- Fully integrated with Gateway, Virtual Terminal & ARB
- Detailed reports for easy reconciliation
- Lower processing costs for merchants, with great residuals for resellers!
Automated Recurring Billing (ARB)
- Allows merchants to enter a recurring billing or “subscription” for services they provide on a regular basis
- Three easy ways to create a subscription:
- Merchant Interface
- Batch upload capability with multiple subscription records
- From a previously settled transaction
- Multiple recurrence intervals and trial period
- Low maintenance: schedules, tracks, automatically bills customer’s account
- Flexibility: ability to edit subscription information
- E-mail notifications when credit card expires and status of subscription
Fraud Detection Suite (FDS)
- Amount Filter - Set lower and upper transaction amount thresholds.
- Velocity Filter - Limit the total number of transactions received per hour.
- Shipping-Billing Mismatch Filter - Identify transactions with different shipping and billing addresses.
- Transaction IP Velocity Filter - Restrict the number of transactions received from the same IP address per hour.
- Suspicious Transaction Filter - Examines transactions based on proprietary transaction behavior analysis.
- IP Address Tools - Block or only allow specific addresses
- Email Notification - Merchant is notified of any transactions that trigger filters
The Bottom Line:
If you want to process secure transactions over the Internet We’ve Got You Covered! We are offering you a free copy of Authorize.Net the Leader in Internet Payment Processing.
Call us today to discuss what features best suit your business! We are committed to providing you (our merchant) exactly what you need when you need it to process your transactions.
Don’t delay, call us today!
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